Meet Our Team
With more than 200 years of combined service, the Citizens State Bank team has the experience and expertise you need to manage your personal and business finances. CSB NMLS # 645512

Jim Thines
President / CEO, Trust Officer
NMLS # 774963
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Branch: Wyoming
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Years of experience: 32
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Areas of expertise: Lending, Business Development
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Community involvement: Trustee of the Jackson County Regional Health Center

Tony Portz
Senior Loan Officer, Vice President
NMLS # 1037509
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Branch: Maquoketa
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Years of experience: 23
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Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending
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Community involvement: Jackson County Farm Bureau, Jackson County Cattlemen

Susanne Snead
Vice President, Loan Officer, Trust Officer, Chief Compliance Officer, & Branch Manager
NMLS # 774964
- Branch: Oxford Junction/Wyoming
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Years of experience: 36
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Areas of expertise: Real Estate Lending, Consumer Lending, Commercial Lending, Customer Service, Trust Department, Compliance
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Community involvement: Midland Ambulance EMT, Oxford Junction American Legion Auxiliary Member, Massillon Township Clerk

Joel Ahrendsen
Executive Vice President, Trust Officer
NMLS # 1454680
- Branch: Wyoming
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Years of experience: 10
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Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending, Real Estate Lending
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Community involvement: Olin School Board & Volunteer for Local Organizations

Carol Andresen
Vice President
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Branch: Wyoming
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Years of experience: 37
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Areas of expertise: Trust Department, IRAs, Statesmen Club, Customer Service
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Community involvement: Volunteer for local organizations

Janice Glenn
Vice President
- Branch: Wyoming
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Years of experience: 38
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Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, Debit Cards, Information Technology, Data Processing
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Community involvement: Volunteer for local organizations

Mona Feuss
Assistant Cashier
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Branch: Wyoming
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Years of experience: 43
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Areas of expertise: Customer Service
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Community involvement: Volunteer for local organizations

Sandy Tracy
Assistant Cashier
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Branch: Wyoming
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Years of experience: 34
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Areas of expertise: Customer Service, Data Processing, Internet Banking, Bill Pay, Debit Cards
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Community involvement: Volunteer for local Organizations

Janna Becker
Assistant Vice President
- Branch: Wyoming
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Years of experience: 20
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Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, Debit Cards, Information Technology, Data Processing
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Community involvement: Jackson County Master Gardeners, Volunteer for local Organizations.

Jessica Nicely
Vice President, Cashier, & Loan Officer
NMLS # 1554327
- Branch: Wyoming
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Years of experience: 25
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Areas of experience: Customer Service, Internet Banking, Bill Pay, Credit, Debit Cards, Information Technology, Data Processing, Consumer lending, Real Estate Lending and Compliance
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Community involvement: Olin Benefited Fire District Treasurer/Secretary, Jones County Community Foundation Board Member and volunteer for local organizations

Stacey Fuhrmeister
Vice President, Branch Manager & Loan Officer
NMLS # 2433876
- Branch: Olin
- Years of experience: 18
- Areas of expertise: Trust Department, Lending, Customer Service
- Community involvement: CCD teacher at Sacred Heart Catholic Church, Oxford Junction; Volunteer for local organizations

Megan Moore
Teller Supervisor
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Branch: Wyoming
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Years of experience: 10
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Areas of expertise: Customer Service
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Community involvement: Volunteer for local organizations

Julie DeMoss
Customer Service Representative
- Branch: Wyoming
- Years of experience: 15
- Areas of expertise: Customer Service
- Community involvement: Lost Nation Boosters

Brandi Holst
Head Teller
- Branch: Maquoketa
- Years of experience: 5
- Areas of expertise: Customer Service
- Community involvement: Volunteer for local organizations

Ginger Thomas
Customer Service Representative
- Branch: Wyoming Drive-Thru
- Years of experience: 5
- Areas of expertise: Customer Service
- Community involvement: Volunteer for local organizations

Lindsay Gile
Customer Service Representative
- Branch: Wyoming
- Years of experience: 2
- Areas of expertise: Customer Service
- Community involvement: Volunteer for local organizations

Elizabeth George
Loan Officer
NMLS # 1554327
- Branch: Maquoketa
- Years of experience: 22
- Areas of expertise: Real Estate Lending, Consumer Lending, Customer Service

Angela Koppang
Customer Service Representative
- Branch: Maquoketa
- Years of experience: 6
- Areas of expertise: Customer Service

Denise Impens
Customer Service Representative
- Branch: Maquoketa
- Years of experience: 4
- Areas of expertise: Customer Service

Brooke Gade
Customer Service Representative
- Branch: Oxford Junction / Wyoming
- Years of experience: 1
- Areas of expertise: Customer Service

Alicia Gade
Customer Service Representative
- Branch: Wyoming
- Years of experience: 1
- Areas of expertise: Customer Service

Jackie Osborn
Customer Service Representative
- Branch: Olin
- Years of experience: 1
- Areas of expertise: Customer Service