Skip Navigation

Financial Services

Secure your financial future

Insurance. Annuities. Investments. How do you know which options are right for you?


From health insurance to long-term investments, Carol Heying at CSB Financial is ready to help. Located at the Citizens State Bank office in Wyoming, Iowa, Carol is a Fellow in the Life Underwriters Training Council, a Certified Senior Advisor.

Prior to developing her own consultancy, Carol was recruited by a banking agency to direct their life insurance department, where she helped bank customers with their insurance needs for more than five years. Carol utilizes her career in the medical field and continues to rely on her knowledge of the medical information to help serve her clients' insurance and investment needs.

Additionally, Carol is very active in her community and church. She is past chair of the Dubuque Chapter of the American Red Cross and serves currently as the Chair of Volunteers. She has served on the City Council of Epworth for 10 years, and is currently President of the Economic Development Committee. Carol is also a past board member of Women in Management and Life Underwriters Association. In 1988, Carol received the Governors award for Volunteerism.

If you're ready to get started on your financial planning, or if you need more information, give Carol a call at 563-488-2211 or email today. Do not send personal information via email.

Carol Heying


Annuity products offered through CSB Financial Services and affiliated insurance companies are not insured by FDIC or any other Federal Government Agency; not a deposit; not guaranteed by a bank; subject to risks including the loss of principal.

Back to Top